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Microfinance: Investing in Human Potential

Lenders providing relatively small loans have helped more than 59 million of the world’s poorest people improve their communities. 1  This unusual combination of philanthropy and investing remedies economic disparities in underserved areas and as a new branch of socially responsible investing, it can generate competitive returns. Microfinancing is more than an investing buzzword. With more than $33 billion in total assets, 2  microfinance institutions (MFI) have become a potent force worldwide. MFIs are also creating an emerging asset class of microfinance investment vehicles such as certificates of deposit from community development banks, equity and debt funds, or loans to MFIs. To be sure, microfinance has been around since the Marshall Plan, but it received renewed attention in the mid-1970s through the innovative microcredit projects of 2006 Nobel Peace Prize winner Muhammad Yunus in Bangladesh. In its entirety, microfinance encompasses the full range of banking services for the p...
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Chapter 3 - The Shipping agent

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We finally paid for our solar panels, batteries, cables, racking and combiner boxes. We have picked a shipping agent who will remain unnamed and we have handed him our waybills and invoice. He tells us to expect our delivery in 30 days. We figure March or Early April 2014. In anticipation of seeing the products first hand, my wife and I fly to Lagos in the Middle of May. She departs and we did not get the goods till then end of June 2014. Watch the video to understand the journey and the feelings that washed over me during the wait. Please share with friends and subscribe to my blog for more content
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Rape as a Weapon against the Ngwa Community

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I have not written anything in a while. A lot has been happening in our community that not only shocks but it brings tears to my eyes. A few year ago we had the "Utu" phenomenon. A self confessed once professed secretary to witches for a fee was sanitizing the community of people who he once claimed to serve with. He went from village to village and in the process destroyed people who were institutions in their communities. The order of things were now upside down. The youth ran the show and the elders cowered in fear. People found it acceptable to watch 70 year old men and women receive beatings from young men, based on the accusation of a stranger. People found it acceptable to make people drink their own pee. People found it acceptable to banish people from communities they had lived in all their lives because a stranger came into that community and pointed a finger. People used this exercise as an excuse to settle scores. After "Utu" was finished with his e...
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